Skip to content
Colleagues in an office planning a process together beside a board of blank notes

How to Invest with Poupz Capital

From account opening to settlement, in four steps.From account opening to settlement, in four steps.

Start Digital Onboarding

Register, review, reserve, and follow up.

Digital Onboarding & Suitability
Free account, identity check, and risk profile.
Data Room & Dossier Analysis
Term sheet, collateral, term, and risks.
Digital Subscription & 5-Day Reflection
Digital signature and a segregated account.
Closing & Portfolio Monitoring
Reports and payments in your dashboard.

The 4-Step Investor Journey

Four steps, from signup to monitoring.Register, review, reserve, and follow up.

  1. Digital Onboarding & Suitability

    • Zero opening or custody fees
    • Biometric & KYC validation
    • Automated suitability profile

  2. Data Room & Dossier Analysis

    • Complete Data Room
    • Interactive Q&A forum
    • Transparent risk matrix

  3. Digital Subscription & 5-Day Reflection

    • Legal electronic signature
    • 5-day withdrawal guarantee
    • Segregated settlement account

  4. Closing & Portfolio Monitoring

    • Quarterly issuer reports
    • Automated cash-flow calendar
    • Annual tax reporting support

Operational Rules & Limits

Limits for investors and duties for issuers.Annual limits and duties for issuers.

For Investors

Eligibility and annual preservation limits

  • Individual or Legal Entity with validated KYC and active registration
  • Approved Suitability profile and signed Risk Awareness Agreement
  • Annual limit of R$ 20k (Retail), 10% of income/assets (> R$ 200k), or unrestricted (Qualified)
  • Settlement exclusively via bank account held under the same CPF/CNPJ

For Issuing Companies

Requirements to raise up to R$ 15M/year

  • Brazilian business corporation with gross annual revenue up to R$ 40M (or R$ 80M group)
  • Audited or accountant-signed financial statements and clean tax/credit standing
  • Approval in Poupz Capital's legal, financial, and reputational due diligence
  • Commitment to quarterly performance reporting and transparent governance

Principal Risk Factors

Read the risk term before you invest.

Read Full Risk Awareness Agreement

Frequently asked questions

What is an Electronic Participative Investment Platform (PEIP)?
A PEIP is a digital platform that connects growing companies (with annual revenue up to R$ 40 million) and investors through structured public securities offerings of up to R$ 15 million per year.
Does Poupz Capital hold investor funds in its own account?
No. Investor funds are transferred solely to a segregated escrow/settlement account and are released to the issuer only after the offering successfully reaches its minimum target and all conditions are satisfied.
How do the annual investment limits work?
Retail investors may invest up to R$ 20,000 per calendar year. Investors whose gross annual income or financial investments exceed R$ 200,000 may invest up to 10% of the greater of those two values. Qualified Investors (over R$ 1 million in financial assets) have no annual cap.
Can I cancel my investment reservation after signing?
Yes. Every investor has a mandatory withdrawal period of at least 5 (five) business days after confirming the subscription, with zero penalties or fees.
Are CRI and CRA offerings exempt from Income Tax?
Under current Brazilian tax legislation, periodic interest returns paid by Real Estate Receivables Certificates (CRI) and Agribusiness Receivables Certificates (CRA) to individual investors resident in Brazil are exempt from Income Tax (IRPF).
How does Poupz Capital select companies for the platform?
Every candidate undergoes a 4-stage screening process by our Structuring Committee: (1) Regulatory & Corporate Eligibility, (2) Legal, Tax & Reputational Due Diligence, (3) Credit, Cash-Flow & Collateral Stress Testing, and (4) Final Governance Approval.

Ready to invest with more clarity?

Open a free account. The guide is public; offerings stay in the signed-in area.Free account. The guide is public.

Open Free AccountAbout Poupz Capital